Mental health issues such as anxiety, depression and bipolar disorder can be pervasive enough to completely deplete a person's quality of life. Although a suffering person may not have any physical evidence of illness, mental health issues can be equally debilitating.
Many people have health issues from time to time that can affect their ability to be productive at work. While many of these people may have become temporarily disabled because of this, only a few will be recognized as legally disabled and eligible for Social Security Disability (SSD) benefits.
Disabilities can come in many different forms. While some disabilities are physically apparent, requiring the use of a wheelchair or walking aids, others are not so obvious but are equally debilitating. It is important that all those who suffer from disabilities are able to get the benefits that they deserve.
When you are suffering from a long-term disability, it is likely that this has had a significant impact on the way that you go about your daily life. In addition, it will probably have determined the extent to which you are able to earn money. This is why there are two federal programs in place to mitigate the financial impact that mental and physical disabilities have.
The advent of the internet has simplified many aspects of our lives. For example, these days, it is possible to apply for Social Security disability benefits online. This may be useful for those in Missouri whose disabilities prevent them from being able to write or leave the home. However, many initial applications for SSD benefits are denied, even if one's application was completed online. Therefore, before applying for disability benefits online, it is important to have all the necessary information at hand, so that one's application can be as complete as possible.
When a person in Missouri files for Social Security disability benefits, it is usually because they are suffering from a medical condition that is so debilitating that they can no longer continue working to support themselves. SSD benefits can be the safety net that helps these individuals afford their daily living expenses and medical care. It is important that those who qualify for benefits get the help they need as soon as possible.
Many people in Missouri anticipate working until they reach their full retirement age. Then, with their full retirement savings and Social Security benefits, they'll be able to enjoy their retirement goals, whether this means travelling the world, buying a motorcycle or simply enjoying their free time with their family and friends.
When a person in Missouri has a serious illness or injury that prevents them from working, they may be in a very precarious financial situation. Fortunately, our government has a safety net available for qualifying individuals in such situations: Social Security Disability benefits. Part of determining whether an applicant qualifies for SSD benefits is determining whether the applicant is disabled. The Social Security Administration has a five-step process it uses when determining whether an applicant has a disability.
Some people in Missouri may think that spending time away from the workplace is usually relaxing, for example, if a person takes a vacation. However, some people must exit the workplace for very unpleasant reasons -- because they have an illness or injury that is so severe that it prevents them from working for a year or more, or is projected to be fatal. This type of leave from work is anything but pleasant.
Many recipients of Social Security disability benefits in Missouri have been out of the workforce for many years. Because they are unable to earn an income, they may depend on SSD benefits to make ends meet. Therefore, as they near the retirement age for Social Security retirement benefits, they may be concerned about the amount of benefits they receive being reduced or eliminated entirely.