When people in Missouri have disabilities that prevent them from working, they may turn to Social Security Disability Insurance for financial support. However, many people wonder whether they can still work and receive SSDI benefits at the same time.
Understanding the rules surrounding working while on SSDI is helpful for anyone navigating this situation.
Working while getting SSDI
It is possible to work and receive SSDI benefits simultaneously. However, there are limitations and guidelines involved. The Social Security Administration offers programs such as Ticket to Work and Trial Work Periods to incentivize people to re-enter the workforce without jeopardizing their SSDI benefits.
The Ticket to Work program provides access to vocational rehabilitation services, employment support and other resources. A Trial Work Period gives people with disabilities a chance to test their ability to work without immediately losing their SSDI benefits. These programs provide flexibility and support to those seeking to increase their income through work while still receiving disability benefits.
Understanding the Substantial Gainful Activity limit
The Substantial Gainful Activity limit is another important factor to consider when working while on SSDI. The SSA defines SGA as the level of earnings substantial enough to demonstrate an individual’s ability to engage in gainful employment. Earning more than the SGA limit may result in a reduction or cessation of SSDI benefits.
Ultimately, working while receiving SSDI can provide financial stability and independence for individuals with disabilities. In doing so, it empowers them to pursue their professional goals while still receiving necessary support.