Harlan Still & Koch

Columbia Social Security Disability Law Blog

Reasons why gaining workers' compensation may be challenging

If you have recently been injured in the workplace, you will likely be considering making a workers' compensation claim. To do this, you will need to notify your employer and file a claim within the legally specified time frames.

The vast majority of injuries that occur in the workplace can be compensated through workers' compensation insurance. However, many workers encounter difficulties in being able to successfully gain the compensation that they deserve. The following are some situations in which gaining workers' compensation may become more challenging than usual.

How does income affect a Social Security Disability claim?

If you are suffering from a physical or mental disability that prevents you from being able to carry out gainful activity, you may be entitled to Social Security benefits. There are two types of social security benefits programs for the disabled. Social Security Disability Insurance benefits (SSDI) is available to people who have worked and paid enough into the system. Supplemental Security Income (SSI), however, is assessed on a needs basis. SSI applicants need to show that their family income and resources are below a specific amount.

The following is an overview of the income and asset limits in place for those wishing to successfully apply for SSDI or SSI benefits.

Claiming disability benefits for depression

Dealing with depression can be very difficult since the condition can be debilitating, leaving sufferers without the ability to actively seek support. This is why those suffering from depression often struggle to maintain employment or gain any form of meaningful income due to their condition.

If you or a loved one has been suffering from depression for a long period of time, it may be possible for disability benefits to be gained. Mental illness can be equally as pervasive as any other type of illness, and it is not something that should make a person feel ashamed.

Why are workers' compensation claims commonly denied?

Workers' compensation is theoretically available to the vast majority of workers in the United States when they become injured at work. However, due to errors in the application process or complex situations, many workers' compensation claims are denied.

If you have been injured at work and you are considering filing for workers' compensation, you should make sure that you are aware of some of the most common reasons for an application denial. This will help you to avoid potential mistakes in your own application process.

How disability is defined in the benefits process

If you want to apply for disability benefits under the Social Security Administration (SSA), you will have two possible routes to do so. You will need to apply to either Social Security Disability (SSD) benefits or Social Security Disability Income (SSI). While the criteria differ for these two types of benefits when it comes to income and work history, the way disability is evaluated is the same.

No matter which disability benefits scheme you are applying to under the SSA, you will need to go through the same process of proving that you are suffering from a disability. The following is an overview of how disability is defined and evaluated under the SSA.

Claiming disability benefits for a mental illness

Mental health issues such as anxiety, depression and bipolar disorder can be pervasive enough to completely deplete a person's quality of life. Although a suffering person may not have any physical evidence of illness, mental health issues can be equally debilitating.

This is why it is possible to make a disability benefits claim on the basis of a mental health condition. If you are successful, it will enable you to gain financial support while you are unable to work due to your disabling condition.

Workers' compensation laws in Missouri

If you have been injured while at work in Missouri, you should take the time to understand the laws that are in place, because you may be entitled to compensation. Workers' compensation insurance is designed to protect workers across the United States from the financial impact of an injury at work.

Therefore, by making a workers' compensation claim, you may be able to gain back a portion of the wages that you lost when taking the time to recover from your injury, as well as medical bills and other costs associated with the incident. The following are the main things that you need to know.

The difference between long- and short-term disability insurance

If you develop a disability and you are unable to perform your work as a result, you should look into your options for obtaining some sort of disability benefits. The type of disability benefits you will be able to access will depend on the circumstances regarding your disability. If you are injured at work, you may be able to file for workers' compensation benefits. If you have a low income, you may be able to qualify for cash benefits through the Social Security Administration (SSA).

If you are considering taking out disability insurance or you have recently become disabled and want to explore your options, you should first learn about the differences between long- and short-term disability benefits.

Most deadly workplace accidents come from the 'fatal four'

Is there a way to stop most of the deadly workplace accidents that happen every year in the construction industry in the United States? Some safety experts think there is, and the statistics back them up. They say that all you need to do is figure out a way to eliminate the "fatal four."

Naturally, that's far easier said than done. There are a lot of potential factors that contribute to these accidents, and no two cases are exactly alike. There are also some inherent dangers in the construction industry that may prove difficult or even impossible to avoid.

Getting the disability benefits you deserve after age 60

As many workers approach their late 50s and early 60s, they start to look forward to retirement and plan for it based on their current income. Working at full capacity can become more difficult as you age, especially if you work in manual labor. Also, workers in their 50s and 60s have a higher vulnerability to becoming ill or injured and acquiring a disability.

If you have been working to full capacity but you have recently acquired a disability, you may be concerned about the impact this will have on your ability to earn an income. It is important that you take the time to understand the law and how you can use benefit programs to your advantage.

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