Harlan Still & Koch

Columbia Social Security Disability Law Blog

Claiming disability benefits for a mental illness

Mental health issues such as anxiety, depression and bipolar disorder can be pervasive enough to completely deplete a person's quality of life. Although a suffering person may not have any physical evidence of illness, mental health issues can be equally debilitating.

This is why it is possible to make a disability benefits claim on the basis of a mental health condition. If you are successful, it will enable you to gain financial support while you are unable to work due to your disabling condition.

Workers' compensation laws in Missouri

If you have been injured while at work in Missouri, you should take the time to understand the laws that are in place, because you may be entitled to compensation. Workers' compensation insurance is designed to protect workers across the United States from the financial impact of an injury at work.

Therefore, by making a workers' compensation claim, you may be able to gain back a portion of the wages that you lost when taking the time to recover from your injury, as well as medical bills and other costs associated with the incident. The following are the main things that you need to know.

The difference between long- and short-term disability insurance

If you develop a disability and you are unable to perform your work as a result, you should look into your options for obtaining some sort of disability benefits. The type of disability benefits you will be able to access will depend on the circumstances regarding your disability. If you are injured at work, you may be able to file for workers' compensation benefits. If you have a low income, you may be able to qualify for cash benefits through the Social Security Administration (SSA).

If you are considering taking out disability insurance or you have recently become disabled and want to explore your options, you should first learn about the differences between long- and short-term disability benefits.

Most deadly workplace accidents come from the 'fatal four'

Is there a way to stop most of the deadly workplace accidents that happen every year in the construction industry in the United States? Some safety experts think there is, and the statistics back them up. They say that all you need to do is figure out a way to eliminate the "fatal four."

Naturally, that's far easier said than done. There are a lot of potential factors that contribute to these accidents, and no two cases are exactly alike. There are also some inherent dangers in the construction industry that may prove difficult or even impossible to avoid.

Getting the disability benefits you deserve after age 60

As many workers approach their late 50s and early 60s, they start to look forward to retirement and plan for it based on their current income. Working at full capacity can become more difficult as you age, especially if you work in manual labor. Also, workers in their 50s and 60s have a higher vulnerability to becoming ill or injured and acquiring a disability.

If you have been working to full capacity but you have recently acquired a disability, you may be concerned about the impact this will have on your ability to earn an income. It is important that you take the time to understand the law and how you can use benefit programs to your advantage.

Am I viewed as disabled under the law?

Many people have health issues from time to time that can affect their ability to be productive at work. While many of these people may have become temporarily disabled because of this, only a few will be recognized as legally disabled and eligible for Social Security Disability (SSD) benefits.

If you are having difficulties in being able to work because of a medical condition, you should take the time to understand how disabilities are assessed by the Social Security Administration (SSA). Five questions are asked by the SSA to determine whether you may qualify for disability benefits.

In what circumstances am I unable to claim workers' compensation?

All employees covered by workers' compensation insurance have certain rights to claim benefits. This means that workers who are legitimately injured by workplace incidents can claim back financial damages through medical treatment and lost wages. However, some injured workers may miss out on successfully filing for workers' compensation because of certain situations that they have found themselves in.

If you have been injured in the Missouri workplace, it is important that you understand how workers' compensation can be successfully claimed. By learning more about the reasons why many workers are unable to make a successful workers' compensation claim, you will have a better chance of being able to overcome such hurdles in your case.

Common limitations in long-term disability insurance policies

If you are dealing with a long-term disability that you have recently acquired, it is likely that this has significantly affected your career prospects. You may not be able to work to the same capacity and efficiency as you did before, and it is likely that this will affect your ability to earn an income.

It is important that you learn more about the benefits that you could be subject to as part of your work contract. Many employers cover all their workers with long-term disability insurance so that they are protected financially if they are affected by disability. There are usually some limitations to these insurance plans; therefore, it is a good idea to read the terms and conditions so that you know what to expect. The following are some of the most common limitations.

How soon should I report my work injury in Missouri?

If you have become injured in a Missouri workplace, it is likely that you will be able to gain some form of compensation, particularly if you needed to miss work or seek medical attention. However, unfortunately, many injured workers miss out on the compensation that they deserve because they did not report their injury correctly or within the given time frame.

This is why it is important that you understand the law in regard to Missouri workers' compensation insurance. By doing so, you will have the best possible chance of making a successful workers' compensation claim.

How age impacts social security disability

If you are trying to claim social security disability benefits, you may wonder whether your age will have an impact on the outcome, especially if you are over the age of 50. It's possible for disabled people of any age to gain benefits because of their disability. While the process can always be challenging, the good news is that people over the age of 50 tend to have a higher chance of being successful in their claim.

It is important that you understand all factors that the Social Security Administration (SSA) takes into account when processing social security disability claims. You should also know that the way your case is assessed is dependent on your age.

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