What Is The Difference Between Social Security Disability Insurance And Supplemental Security Income?
Both Social Security Disability Income (SSD or SSDI) and Supplemental Security Income (SSI) provide income and medical care benefits to people who cannot work due to a disability. SSI is a needs-based program, whereas SSD or SSDI is based upon your work history.
At Harlan Still & Koch in Columbia, Missouri, our lawyers offer a free initial consultation to review your situation and let you know which program you may be eligible for. Then we will assist you at every stage of the application process to secure the benefits you deserve.
Comparing And Contrasting SSD And SSI
There are many similarities between the SSD and SSI programs, including that:
- Both support those unable to work because of a disability
- The Social Security Administration (SSA) provides both programs
- Both programs require the same five-step application process
Despite these similarities, the two programs have very different requirements.
- Social Security Disability: SSDI benefits are reserved for workers. You must have a long enough history of work credits to qualify for SSD benefits. You must also have a history of paying Social Security taxes.
- Supplemental Security Income: SSI benefits are based on financial need. Unlike SSD benefits, they have nothing to do with your work history. Since they do not require a history of work credits, you could also apply for SSI benefits for children with disabilities.
Protecting Your Right To SSD And SSI Benefits
Applying for disability benefits can be difficult and discouraging. You do not have to face the process alone. Our Social Security disability attorneys have been helping people just like you obtain disability benefits since 1978. Our years of experience help us to provide you with knowledgeable assistance from start to finish.