Social Security Disability (SSD) provides support to individuals who cannot work due to a severe medical condition. Once a person qualifies for SSD benefits, the Social Security Administration (SSA) conducts periodic reviews to ensure the individual still meets the criteria. In Missouri, these reviews continue throughout a recipient’s lifetime unless specific conditions apply.
Frequency of reviews
The SSA follows a review schedule based on the nature of the disability. Some individuals may face reviews every three or seven years, depending on the expected improvement of their condition. However, there is a point at which reviews generally stop, giving recipients greater stability in their benefits.
Age 65 and transition to retirement benefits
In most cases, SSD reviews stop when the recipient reaches full retirement age, which is typically 65 or 67. At this age, SSD benefits convert to Social Security retirement benefits. Since the criteria for retirement benefits differ from those for disability, the SSA no longer reviews the individual’s condition. This transition occurs automatically, ensuring that recipients continue receiving financial assistance without the need for further reviews.
Medical improvement and continuing disability reviews
The SSA schedules continuing disability reviews (CDRs) to monitor improvements in the recipient’s condition. If an individual’s condition improves enough for them to return to work, the SSA may discontinue their benefits before retirement age. However, for those with stable or worsening conditions, the reviews will likely continue until they reach retirement age.
Stability in benefits as you age
As individuals near full retirement age, they can feel more confident in their financial planning. This provides peace of mind for those who depend on SSDI for consistent income, allowing them to focus on managing their health and personal needs.
