If you suffer from a disability that hinders your ability to generate income, then Social Security Disability Insurance can help you retain your livelihood if you have a qualifying work history. Your income situation likely affects your significant other as well as yourself, though, so you might wonder if SSDI benefits can extend to a spouse.
If your spouse is eligible to receive benefits based on your work history, it can increase the overall amount your family receives from SSDI each month. Learning more about how the Social Security Administration determines eligibility requirements and benefit amounts can help you and your family make the most of an otherwise uncertain situation.
How can your spouse receive benefits under your SSDI?
Your spouse can apply for family benefits alongside you when you begin the SSDI application process. Your spouse must provide proof of marriage as well as their social security number and birth certificate. Keep in mind that any unmarried children under the age of 18 in your household can also apply, possibly increasing your family’s benefit further.
What is the total benefit your spouse can receive?
If the SSA determines that your spouse is eligible for family benefits, they can receive up to 50% of your initial disability benefit amount each month. There is a maximum benefit amount to keep in mind, however. Even if you also have children who are eligible for family benefits, the total monthly amount that your family can receive will typically not exceed 180% of your initial benefit amount.
There are many cases in which your spouse can receive benefits if you qualify for SSDI. If you believe that the SSA is wrongfully denying your spouse’s application, you can pursue legal action to help secure the compensation your family deserves.