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Social Security Disability Archives

Can you apply for SSD benefits if you retire early?

Many people in Missouri anticipate working until they reach their full retirement age. Then, with their full retirement savings and Social Security benefits, they'll be able to enjoy their retirement goals, whether this means travelling the world, buying a motorcycle or simply enjoying their free time with their family and friends.

The five-step process the SSA uses to determine disability

When a person in Missouri has a serious illness or injury that prevents them from working, they may be in a very precarious financial situation. Fortunately, our government has a safety net available for qualifying individuals in such situations: Social Security Disability benefits. Part of determining whether an applicant qualifies for SSD benefits is determining whether the applicant is disabled. The Social Security Administration has a five-step process it uses when determining whether an applicant has a disability.

Does returning to work automatically cancel SSD benefits?

Some people in Missouri may think that spending time away from the workplace is usually relaxing, for example, if a person takes a vacation. However, some people must exit the workplace for very unpleasant reasons -- because they have an illness or injury that is so severe that it prevents them from working for a year or more, or is projected to be fatal. This type of leave from work is anything but pleasant.

How do SSD benefits change when one reaches retirement age?

Many recipients of Social Security disability benefits in Missouri have been out of the workforce for many years. Because they are unable to earn an income, they may depend on SSD benefits to make ends meet. Therefore, as they near the retirement age for Social Security retirement benefits, they may be concerned about the amount of benefits they receive being reduced or eliminated entirely.

Even young workers may end up needing SSD benefits

When young adults enter the workforce, they anticipate building a successful career until it is time to retire. However, for some people in Missouri, this dream is cut short when they suffer an injury or illness so severe that it prevents them from working, perhaps forever. When this happens, a person might want to explore the possibility of seeking Social Security Disability benefits.

Fewer people applied for SSD benefits in 2017

People in Missouri who suffer from a disability may find that being able to hold down a job is not possible. When the only jobs available to them are manual labor jobs, it is understandable why a person with a disability would be unable to work. However, when economic times are better and more low-skilled jobs are available that do not require manual labor, more people with disabilities are able to work, as recent numbers show.

The burden and cost of applying for SSDI benefits

It's no secret that applying for disability benefits can be a long and difficult process. Many people spend months and years waiting for decisions and appeals. This wait comes at what is often a very stressful and financially difficult time in people's lives; a time where they can no longer work and they are counting on receiving money from SSD benefits just to make ends meet. The problem is that in addition to the delays and lengthy wait times, the process of applying for SSD benefits can also be very costly for these individuals who are already in dire financial situations.

SSDI benefits and your family

Most people don't think of kids when they think of social security. However, you may be surprised to know that social security paid out benefits to more then 4.2 million children in 2017. This is because benefits for children are just one type of family benefit paid by social security. Social security also pays spousal, and ex-spousal, benefits. Children may receive social security benefits when either one or both parents are disabled, retired or deceased.

What if I receive SSD benefits and would like to work?

There is often a belief that when a Missourian is getting Social Security disability benefits, it automatically implies an inability to work. However, for many recipients of SSD benefits, there is a chance they can eventually get back to work and end their need for SSD. This is where Ticket to Work and various work incentives can be beneficial. Before using Ticket to Work, it is important to understand how the program works and what benefits are available.

Demystifying Social Security Disability

There is often a lot of confusion and a lot of misconceptions surrounding social security disability and those individuals who receive these SSD benefits. It is important to have some basic information and facts before you apply for SSD benefits, as it can be a long and difficult application process. Social security disability can be a very important lifeline in a difficult time when you are faced with an unexpected illness or injury that leaves you unable to work.

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